About Us

IMA's Karnataka State Health Scheme

About Us

AIMS : The scheme purely designed on mutual contributions basis to provide financial assistance of the followings :

  • The life members of IMA KSB those who enroll as the members of IMA KSHS.
  • His/her spouse, children and parents who enroll as the members of IMA-KSHS separately.
  • It is a mutual benefit and charitable scheme for the members of IMA -KSB.


In the event of their Hospitalization and management of the following diseases :-

  • Heart Disease: - Angioplasty, By-pass Surgery and Valve replacement Surgery.
  • Renal Failure, Haemodialysis, Renal Transplantation.
  • All Malignant diseases.
  • Brain Tumours.
  • Hip and Knee replacement surgery.
  • Spine and disc surgery.
  • Cerebrovascular accidents.
  • Road Traffic and other accidents.
  • Other major illness requiring hospitalization approved by the scrutinizing committee of IMA-KSHS.

Beneficiaries :

  • Benefits of the scheme shall be available only to the member of IMA-KSHS and his / her spouse, children and parents, if the member has paid the membership, subscription, annual advance premium contribution of his and his/ her spouse, children and Parents individually.
  • In the event of death of a member, the spouse, children and parents can opt as a beneficiary member of the scheme.
  • Such a beneficiary member shall not have any right to contest and vote in elections of IMA-KSHS and participate in any meetings.

Eligibility for Membership :

  • Life member of IMA-KSB along with spouse, children and parents.
  • Member should be below the age of 85 years at the time of joining. (Every member has to produce a certificate of age proof- School certificate-TC or SSLC/PUC marks card /Passport /Pan card / Adhar card / LIC Bond etc for verification)
  • IMA KSB members have to produce IMA Life member certificate.